Insurance Solutions
Extra Protection for Life’s Unexpected Moments
No one ever plans for an accident — but being prepared can make all the difference. Evans Agency helps Michigan employers strengthen their employee benefit packages with Accidental Death and Dismemberment (AD&D) coverage, providing financial protection in the event of a fatal or life-altering accident.
AD&D insurance complements your existing health and life policies, offering an added layer of support when it’s needed most.
What AD&D Coverage Includes
AD&D coverage provides a lump-sum benefit if an insured employee (or their covered dependent) suffers a serious injury, disability, or death caused by a covered accident.
Typical coverage options may include compensation for:
Accidental loss of life
Loss of a limb, hand, or foot
Loss of speech or hearing
Loss of vision
Paralysis (quadriplegia or paraplegia)
Evans Agency offers flexible plans that can be customized to include coverage for both employees and dependents.
Why It Matters for Employers
Adding AD&D insurance to your employee benefits plan shows your team that you value their well-being — both on and off the job. In the event of an accident, this coverage helps reduce the financial burden on employees and their families, providing peace of mind during difficult times.
As an independent agency serving Michigan’s Thumb Area and beyond, Evans Agency works with a wide network of carriers to find affordable, flexible plans that fit your organization’s needs.
We’re Here to Help You Choose Confidently
AD&D insurance isn’t the same as life insurance, but it’s an important complement to your company’s group coverage. Our experienced agents can help you compare options and build a benefits package that offers meaningful protection for your employees and their families.
Call 810-479-9688 or email devansagency@gmail.com to speak with an Evans Agency adviser today.
Proudly serving Michigan’s Thumb Area and beyond.
