Professional Liability Insurance

Extra Protection for Professionals and Service Providers

Even the most skilled professionals can face claims of errors, omissions, or negligence. At Evans Agency, we help Michigan business owners and professionals protect their reputation and livelihood with professional liability insurance — also known as Errors and Omissions (E&O) coverage.

Serving Michigan’s Thumb Area and beyond, our team will help you build a policy tailored to your industry, ensuring you’re protected when your expertise is on the line.

Why Professional Liability Coverage Matters

General liability policies cover accidents and property damage — but they don’t protect against claims involving professional mistakes, misrepresentation, or failed services. If a client accuses you or an employee of giving incorrect advice or not delivering as promised, you could face a costly lawsuit.

Professional liability insurance helps cover:

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Alleged errors or omissions in your work
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Misrepresentation or breach of good faith
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Inaccurate advice or failure to deliver results
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Legal fees, settlements, and court costs

Without this coverage, a single claim could create serious financial strain — or worse, threaten your business entirely.

Who Needs Professional Liability Insurance?

Any business or professional offering specialized services or advice should consider this coverage. Evans Agency provides protection for a wide range of industries, including:

– Financial advisers and consultants

– Healthcare and wellness professionals

– Real estate and insurance agents

– IT and technology specialists

Construction, design, and repair services

– Legal and accounting professionals

Even small businesses or independent contractors can face claims of negligence or errors — and that’s where professional liability insurance provides peace of mind.

Tailored Coverage. Trusted Guidance.

Every profession carries different risks. As an independent agency, Evans Agency works with multiple carriers to design coverage limits, deductibles, and policy features that match your work and risk profile.

Call 810-479-9688 or email devansagency@gmail.com to speak with an Evans Agency adviser today.

Proudly serving Michigan’s Thumb Area and beyond.

Evans Agency provides personalized insurance solutions to help you safeguard what matters most — from your home and auto to your business and life.

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